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Click 'Apply Now' below to start your loan application. 

LCEF can accept Mortgage applications for LCMS Rostered Church Workers' Primary Residence in the states listed below:

 

Arizona*, California, Colorado, Florida, Illinois*, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, Texas*, Washington & Wisconsin

 

* Arizona - State specific regulations apply.  Please call and speak with a licensed Loan Originator today for details (800)843-5233.

* Texas - State specific regulations apply.  All cash out refinances and straight refinances in excess of 80% loan-to-value are not available.

Home Equity loans are only available in Washington, California, Colorado, Nebraska, Kansas, Missouri, Minnesota, Iowa, Wisconsin, Michigan, Indiana, Ohio, and Florida.

 

To apply, you will need your social security number, employment contact information along with income, assets and liabilities for all borrowers.  As you complete the application, please use your best estimate if documentation is not available.  

To view Lutheran Church Extension Fund's mortgage lending licenses online, please visit www.lcef.org.